OUR SAVINGS SOLUTIONS
Explore the ways Jachin SACCO helps you build better saving habits, strengthen your financial position and work toward your goals.
Savings Product:
Members Deposits
Build your financial foundation with Jachin Sacco Members Deposits, a non-withdrawable deposit account designed to help members save consistently while accessing loan facilities based on their deposits.
Members Deposit Features
- Minimum monthly deposit of Kshs. 2,000
- Access loans of up to 3 times your deposits
- Up to 4 times your deposits for Nyumba and Shamba Loans
- Earns interest annually
- Deposits can be accessed upon membership withdrawal
- Upon exiting the Society, deposits not held as security for a loan are refunded to the member
Savings Product:
Shares Capital
Build your stake in Jachin Sacco through Share Capital, which represents your contribution toward the Society’s capital and equity. Members earn dividends annually while building their ownership stake in the Sacco.
Shares Capital Features
- Minimum contribution of 500 shares at Kshs. 20 each, totaling Kshs. 10,000
- Members increase their share capital contribution by Kshs. 1,000 annually
- Earns annual dividends
- Shares are transferable to other members upon exit
- Share capital is not refundable upon exit
DISCIPLINE
Save Consistently
Build a strong financial foundation through regular saving and disciplined contributions.
PURPOSE
Save With Purpose
Set clear financial goals and make steady progress toward the things that matter most to you.
GROWTH
Build Your Future
Turn consistent saving into greater financial confidence and opportunities for tomorrow.
Your Savings Journey
Save with Confidence
Save consistently and grow steadily
Work towards meaningful financial goals
Build long-term financial confidence