Save Wisely. Borrow Confidently. Grow Together.

A Regulated Non-Withdrawable Deposit-Taking SACCO

Established: 2003

Regulated by: SASRA

Registered under: Co-operative Societies Act

 

 
 
 

Our Partners

About Jachin SACCO

Building Financial Confidence. Changing Lives for the Better.

Jachin Sacco Society Limited is a regulated Non-Withdrawable Deposit-Taking SACCO established in 2003 and regulated by the Sacco Societies Regulatory Authority (SASRA) since 2021. Founded on Christian values, Jachin is committed to mobilizing members' savings and providing affordable, efficient financial solutions that support personal and economic growth. From savings and share capital to flexible loan solutions, we put our members at the heart of everything we do.
Our Motto
Changing lives for the better
Our Vision
To be a one stop financial solutions provider for our members
Our Mission
To afford our members an opportunity to mobilize savings, provide affordable and efficient credit facilities.
Our Objectives
To offer efficient and affordable financial services by diversifying our products, to educate and motivate our members on wealth creation by instilling a saving culture and empire building.

Loan Calculator

Calculate your estimated loan repayment

Interest Rate: 1% per month
Monthly Repayment KSh 0
Total Interest KSh 0
Total Repayment KSh 0

* This calculator provides an estimate only. Actual repayment may vary depending on the approved loan terms and applicable charges.

Apply for a Loan →
```
Member Benefits

Financial solutions to help you save, access credit, and achieve your goals.

Save confidently, access affordable loans, and enjoy member-focused financial solutions designed to support your growth.
Savings
Build Your Financial Foundation
Savings
Grow your savings through share capital and member deposits while building a stronger financial future.
Loans
Finance What Matters
Loans
Access a range of affordable loan solutions designed to support development, home ownership, education, vehicles, emergencies and other needs.
Membership
Grow With Jachin
Membership
Join a member-focused SACCO and access financial solutions, professional guidance, and opportunities designed to support your personal and economic growth.

20

+
Years of Service
Serving and empowering members with trusted financial solutions.

2003

Established
A strong foundation built on member-focused financial services.
Why Choose Jachin SACCO

A trusted partner committed to your financial growth.

Reasons to choose Jachin Sacco.
  • Regulated & Trusted

    Regulated by SASRA since 2021, with a history dating back to 2003.
  • Member-Focused Solutions

    Financial solutions designed around the needs and goals of our members.
  • Savings That Work for You

    Build your financial foundation through share capital and non-withdrawable member deposits.
  • Affordable Financing

    Access a range of loan solutions with competitive interest rates and flexible repayment periods.
How Jachin Works

How Jachin Supports Your Financial Journey

From joining the SACCO and building your savings to accessing the right financial solution, Jachin is committed to supporting members at every stage of their financial journey.
Join
Save
Qualify
Grow

01

Become a Member
Meet the membership requirements and join Jachin SACCO as a member.

02

Save & Build
Grow your share capital and make your monthly member deposits consistently.

03

Access & Grow
After meeting the eligibility requirements, access suitable loan solutions to support your financial goals.
Our Financial Solutions

Practical financial solutions designed around your goals.

Explore a range of savings, credit, and financial services designed to support your needs, strengthen your financial wellbeing, and help you achieve your goals.
  • Savings Products

    Build your financial foundation through Share Capital and Member Deposits, with opportunities to earn annual dividends and interest while growing your eligibility for financial solutions.

  • Loan Products

    Access flexible financing for development, homes, land, vehicles, education, emergencies and other needs through Jachin's range of member-focused loan solutions.

Popular
Member Deposits
Savings KES 2000 MInimum Monthly

Member Deposits

  • Non-withdrawable deposits
  • Earns interest annually
  • Builds loan eligibility
  • Minimum monthly deposit of KES 2,000
Featured
Normal / Development Loan
Loans p.m. 1% Reducing Balance

Normal / Development Loan

  • Up to 3× member deposits
  • Repayment up to 60 months
  • 1% p.m. / 12% p.a.
  • Flexible acceptable security options
Growing With Our Members

Financial Solutions for Every Goal

From building savings to financing life's important milestones, Jachin offers solutions designed around your financial goals.
OUR RECENT POSTS

Latest News & Updates

Stay informed with the latest news, updates, financial insights, and important information from our cooperative.

SACCO Membership

Benefits of Joining a SACCO in Kenya

  • August 20, 2026
  • admin

Loans and credit

SACCO Loans in Kenya: What You Should Know Before Borrowing

  • August 20, 2026
  • admin

Investment and wealth creation

How to Build a Strong Savings Habit in Kenya

  • August 20, 2026
  • admin